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Mortgage Tip: To Renovate Or Relocate?

Mortgage Tip: To Renovate Or Relocate?

January 23, 2020 | Posted by: Joe Ferraro

The right renovation might be all it takes to turn the house you live in, into the home of your dreams. It is almost always less expensive to renovate than to relocate. I have great renovation fina ... [read more]

Mortgage Tip: Beware of Convenience Shopping / Spending

Mortgage Tip: Beware of Convenience Shopping / Spending

January 21, 2020 | Posted by: Joe Ferraro

Convenience Shopping or Convenience Spending is a silent culprit that has many of us, unknowingly racking up our credit cards and lines of credit. It’s important to be mindful of what you ... [read more]

Mortgage Tip: Know Your Mortgage Penalty Before You Sign Your Deal

Mortgage Tip: Know Your Mortgage Penalty Before You Sign Your Deal

January 17, 2020 | Posted by: Joe Ferraro

Arguably the most financially devastating part of the mortgage world are prepayment penalties, yet they can be easily avoided. If you don’t read the fine print, yet sign the ‘awesom ... [read more]

Mortage Tip: Beware of 'Unconscious Spending'

Mortage Tip: Beware of 'Unconscious Spending'

January 15, 2020 | Posted by: Joe Ferraro

Haven’t been on social media much as the universe has been very kind to me with business volume, but my absence has shown me a trend in spending habits for many of my current and would-be cl ... [read more]

Mortgage Tip: Hurry Up And Wait

Mortgage Tip: Hurry Up And Wait

November 13, 2019 | Posted by: Joe Ferraro

If there is one thing in the mortgage space that reminds me of my days in television, it’s the old adage we had back then of “Hurry Up And Wait”. It’s often an eye-rolle ... [read more]

When Mortgage Solutions Equate To Gratitude ... For Me!

When Mortgage Solutions Equate To Gratitude ... For Me!

November 5, 2019 | Posted by: Joe Ferraro

While I thoroughly enjoy what I do, every single day, once in awhile, a file comes along that challenges me.  This one was four sleepless nights until the client finally got what they righ ... [read more]

Mortgage Tip: Why Having Lender Options Is Important

Mortgage Tip: Why Having Lender Options Is Important

October 29, 2019 | Posted by: Joe Ferraro

It often boils down to one word: ‘Options’; but further to this, is the ability to have your mortgage with a lender that is right for you. Not just financially, but for serious peace o ... [read more]

Mortgage Tip: Two Reasons Why Your Notice Of Assessments Are Important

Mortgage Tip: Two Reasons Why Your Notice Of Assessments Are Important

October 29, 2019 | Posted by: Joe Ferraro

A question I often get asked is “Why do I need to provide my Notice of Assessments?” In this quick video, I give you two reasons why lenders need them. As always, if you have any ... [read more]

Mortgage Tip: To Waive or Not To Waive Your 5-Day Financing Condition

Mortgage Tip: To Waive or Not To Waive Your 5-Day Financing Condition

October 8, 2019 | Posted by: Joe Ferraro

Should you waive your 5-Day Financing Condition? Some people do and some people don’t. Some folks have no idea about it. But one thing is for certain - the majority of buyers should pay very ... [read more]

Mortgage Tip: Low Mortgage Rate? Read The Fine Print

Mortgage Tip: Low Mortgage Rate? Read The Fine Print

October 4, 2019 | Posted by: Joe Ferraro

Lots of sites out there offering peculiar low rates but like any mortgage commitment, it is IMPERATIVE to read the fine print. One small thing can trigger a massive financial penalty. As always ... [read more]

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