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Mortgage Tip: Your Employment Letter

Mortgage Tip: Your Employment Letter

July 29, 2020 | Posted by: Joe Ferraro

Before asking your H.R. Rep for an Employment Letter, watch this video to make sure they input all the pertinent information required by the banks and lenders. If I can help you in any way, DM ... [read more]

Don't Waste Your Realtor's Time

Don't Waste Your Realtor's Time

July 22, 2020 | Posted by: Joe Ferraro

Simple Tip: Don’t waste your Realtor’s time. Be nice to them.  Then again, don’t waste your time either. You could be setting yourself up for unseen heartbreak.  ... [read more]

Lowest Rate Could Mean Highest Penalty

Lowest Rate Could Mean Highest Penalty

July 2, 2020 | Posted by: Joe Ferraro

Focussing on the lowest rate can sometimes be translated into “Can I have the mortgage with the highest penalty?” Having the right conversation from the onset can save you thousands ... [read more]

Don't Believe The Hype - Real Estate Market Is Perfectly Fine

Don't Believe The Hype - Real Estate Market Is Perfectly Fine

June 30, 2020 | Posted by: Joe Ferraro

Irony: former media guy telling you not to listen to the media. I know - it’s a conundrum but do yourself a favour and stop listening to the silly stats and headlines when it comes to the ... [read more]

When A Bank Says No ... it's actually a Yes.

When A Bank Says No ... it's actually a Yes.

June 25, 2020 | Posted by: Joe Ferraro

If you only knew how a “No” is actually “Not A No”, but rather like a stop light, that will turn green if you just keep going. Watch this simple video to understand. If I c ... [read more]

Great Insured Options Still Available

Great Insured Options Still Available

June 12, 2020 | Posted by: Joe Ferraro

Drawing The Line In The Sand … and it’s great news for First Time Homebuyers or those looking to put less than 20% down. Historically, Genworth and Canada Guaranty have usually fol ... [read more]

Understanding The Numbers For The Upcoming CMHC Changes On July 1

Understanding The Numbers For The Upcoming CMHC Changes On July 1

June 11, 2020 | Posted by: Joe Ferraro

Hoping this video will help First Time Homebuyers or those putting less than 20% down understand the huge difference of what you will be able to purchase come July 1st, vs what you can buy  t ... [read more]

How Much Can I Afford?

How Much Can I Afford?

June 9, 2020 | Posted by: Joe Ferraro

A quick video update to further clarify how affordability will be changing on July 1st, for those looking to put less than 20% down. If I can help you in any way, DM me or call/text me at 416.6 ... [read more]

Mortgage Affordability Is Dropping By 11 Percent on July 1st

Mortgage Affordability Is Dropping By 11 Percent on July 1st

June 8, 2020 | Posted by: Joe Ferraro

I am not a fan of this news released late last week, but that is irrelevant - time for everyone to be aware of these changes so we can prepare for July 1st. I feel terrible for first-time home buye ... [read more]

We All Have Options For Our Mortgages

We All Have Options For Our Mortgages

May 26, 2020 | Posted by: Joe Ferraro

The easiest way to save tens of thousands of dollars is to ensure you have the best mortgage product for your specific scenario.  This happens when you have choices … and only if yo ... [read more]

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